A debt ncassobureau inschakelen agency can be a useful resource for businesses trying to get past-due accounts current. However, choosing the right agency is important to avoid harassment and other illegal practices. Many of these agencies are regulated by state and federal laws, including the Fair Debt Collection Practices Act. If you’re looking for an online debt collection agency, be sure to research the company and check out their customer service. You can also poll friends, business associates and attorneys to find out what agencies they’ve used.
A reputable debt collector should not threaten to garnish wages, seize property or take any other legal action unless they plan to sue to collect the money owed. They also can’t use obscenity or other derogatory language and must disclose their identity, the fact that they are attempting to collect a debt and that any information they obtain will be used to assist in collecting the debt. They also aren’t allowed to publicize the fact that they are attempting to collect debt or make false statements about their ability to settle the debt.
Customer-Centric Debt Collection: How Online Agencies Improve the Experience
When a debt collector first contacts you, he or she should send you a written letter with the details of the debt you owe. This is known as a debt validation notice and it is one of the main ways that you can verify whether a debt collector is legitimate.
Once you receive this letter, it’s a good idea to keep it in your files as you work with the debt collector. If you believe the debt is not valid, you should try to dispute it. If the debt has passed the statute of limitations, you should seek legal advice before you agree to a settlement.